Okay, this has got me tied up in knots.
Anytime a product is manufactured product liability insurance needs to be in place. With soap, there could be a skin reaction to the essential oils or any lye that might be remaining in the bar. I fear the essential oils more than the lye because the bar of soap becomes milder as each week passes until there is none left in the final bar. This could take anywhere from 3-4 weeks.
So, I received a quote that seemed reasonable enough until I read the fine print. First the company is not in California so it is not subject to California laws. Say what? Secondly if you file a claim and the company is insolvent, tough luck. I need to go back to the drawing board on this. One thing is for sure, not one bar will leave my door until insurance is in place. I will not chance being sued only to lose my 401(k) or have my wages garnished.
Oh, boy!
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